COI compliance,handled.

Whether you need to get a COI or verify one you received, Certgio gets it right the first time.

I need a COI

Get the right certificate.

Upload your lease or contract. We brief your broker with exact requirements. No back-and-forth.

Get started

I received a COI

Know if it meets your requirements.

Upload the COI and your contract spec. Get a compliance verdict in 30 seconds.

Check compliance

What it looks like in use

See compliance at a glance

A snapshot of one property manager's vendor roster. Submitters and receivers each get a view tuned to their workflow. This is the receiver side.

The Certgio dashboard on a phone: 9 of 12 vendors compliant, Ashwood Glass & Glazing expiring in 18 days.

Getting a COI Shouldn't Be This Hard

Unclear requirements, rejected certificates, and broker back-and-forth cost you time, jobs, and peace of mind.

Before Certgio
  • Endless back-and-forth with your broker over what the contract actually requires
  • COI rejected because an endorsement or limit was wrong, again
  • No idea if what you submitted actually covers you until a claim hits
With Certgio
  • Broker gets a complete, ready-to-issue spec the moment you upload your document
  • Every required endorsement and limit spelled out, nothing missed, nothing rejected
  • Verified, compliant COI delivered the first time with a digital record to prove it
5 days5 minutes
0%
AI Accuracy
0%
Faster Reviews
0s
Per COI

AI That Reads Like a Lawyer

Our AI extracts, verifies, and validates insurance documents in seconds, with the precision of an expert.

Certgio Verification
Live Preview

Three Steps to a Compliant Certificate

Three steps from request to compliant certificate. No insurance expertise needed.

1

Tell Us Your Situation

Upload your lease, contract, or vendor agreement, or simply describe what's being asked of you. No insurance expertise required.

2

We Build the Spec

Our AI extracts your exact coverage requirements and translates them into a broker-ready insurance spec your broker can act on immediately.

3

Your Broker Gets It Right

We send your broker everything they need. The right COI comes back the first time, verified and compliant.

98% accuracy tested on real-world leases and contracts

Everything Your Broker Needs to Get It Right

Certgio turns your situation into a precise, ready-to-issue insurance spec, so the COI that comes back actually covers you.

Smart Requirements Builder

Upload your lease or contract. We extract the GL, WC, Auto, and endorsement requirements stated in your document and build a broker-ready spec.

Endorsement Guidance

We flag additional insured, waiver of subrogation, and primary status requirements so your broker includes everything, and nothing gets rejected.

Renewal Reminders

Get notified before your COI expires so you're never caught off-guard when your landlord, GC, or client asks for a current certificate.

Compliance History

A complete, searchable record of every COI you've checked or uploaded — with shareable Compliance Passports on every plan.

ROI Calculator

How Much Will Certgio Save You?

Move the slider to see your potential savings based on your volume.

COI Requests Per Month

10
10250500
5
Hours Saved / Month
$2,800
Savings Per Year
0%
Return on Investment

Based on 10 requests/month · $50/hr admin cost · Certgio at $2,990/yr

Start Saving Now

From Document to Compliant COI in Minutes

Upload your lease or describe your situation. Certgio handles everything your broker needs to issue the right certificate.

Intuitive Dashboard

See every COI you've submitted at a glance. Track status, monitor expiration dates, and know exactly where you stand, all from one place.

General Liability · expires Jan 2026
Workers Comp · expires Mar 2026
Auto · expires Dec 2025

AI-Powered Extraction

Upload any contract or lease and watch our AI instantly extract insurance requirements with 98% accuracy. No more manual reading.

GL · $2M aggregate · detected ✓
WC · Statutory limits · detected ✓
Additional Insured · Acme Retail Inc. · ✓

Automated Workflows

Certgio emails your broker a complete, ready-to-issue spec on your behalf. Track the response, get notified when it's done, and never chase anyone.

Request sent to Apex Ins. · 2h ago
Reminder queued · 3 days
COI received + verified · ✓

Compliance Passport

Each verified COI gets a unique QR code for instant verification. Share digital compliance passports with stakeholders securely.

QR code generated · share →
Last verified · today, 9:41 AM
Status · Fully Compliant ✓

The Old Way vs The Certgio Way

See exactly how Certgio eliminates the back-and-forth, rejections, and guesswork of getting a compliant COI.

Feature
Manual Process
Certgio
Time per COI request
5 days average
60 seconds
Insurance requirement extraction
Manual reading
AI-powered (98% accuracy)
Email back-and-forth
3–7 iterations
1 automated request
Certificate verification
Manual spot-checking
Real-time AI validation
Knowing what coverage is required
Guesswork or lawyer fees
AI reads your document instantly
Audit trail
Email archaeology
Complete searchable history
Hosted in North America

Built for property managers, general contractors, and risk teams across the U.S.

Simple, Transparent Pricing

Start free, scale as you grow. No hidden fees, no surprises.

100% free for your vendors and their brokers to submit or update certificates.

Every plan includes

  • Automated COI verification
  • AI requirement extraction
  • Compliance passports — a public, scannable proof page for every verified certificate. Free for anyone to view.
  • Renewal & expiration tracking, with automated reminders
  • Analytics dashboard
  • Vendor intake links

Solo

$29/mo

For owners tracking a handful of vendors

  • Up to 15 vendors
  • Email support

Starter

For small teams getting their vendors compliant

$89/mo

 

  • Up to 50 vendors
  • Email support
Start free
Most Popular

Pro

For growing teams managing vendors at scale

$299/mo

 

  • Up to 200 vendors
  • Priority support
Start free

Scale

For larger operations with high vendor volume

$649/mo

 

  • Up to 500 vendors
  • Dedicated support & onboarding
Start free

A vendor is anyone you track — subcontractors, suppliers, tenants, tenant contractors.

Enterprise

Custom

For organizations with complex, multi-site needs

  • 500+ vendors
  • SLA
  • Dedicated account manager
  • Custom integrations
  • Multi-site management
  • SSO / SAML

Start with 5 free checks. No credit card required.

Ready to buy? See plans You'll create an account first, then choose a plan.

Your 30-day trial holds the same 15 vendors as Solo — convert and keep every one of them.

Fair-use: heavy verification volume never locks your account or forces a plan change — we'll talk first.

Frequently Asked Questions

Everything you need to know about Certgio

Our AI analyzes contracts and leases using advanced natural language processing to identify insurance requirements with 98% accuracy. It recognizes coverage types, limits, endorsements, and special provisions automatically. No manual reading required.

Stop Chasing Paperwork

Create your free account and start verifying COIs in minutes.

No credit card required. Free to start.