For GCs, property managers & certificate holders
You received a Certificate of Insurance. Upload any COI and we'll tell you in plain English what it covers and what's worth a second look. Free, no account needed.
Three defects that look fine on a quick read, and cost you in a claim.
Wrong entity name. Claim denied
The COI lists 'ABC Properties' but your lease says 'ABC Properties LLC.' In a claim, that difference voids coverage.
Missing endorsement. You accepted it anyway
The Additional Insured requirement is in your lease. It's not on the COI. You accepted it anyway because it looked complete.
$500K short. Passed your review, not a claim
The COI shows $1M. Your contract requires $1.5M. It passed your quick review. It won't pass a claim adjuster's.
Paste your contract's insurance clause or upload the full document. Certgio extracts every requirement automatically.
Drop in the Certificate of Insurance your contractor or tenant provided.
Certgio cross-references every requirement against every field on the COI. GREEN means compliant. ORANGE means review needed. RED means reject.
Coverage types, limits, entity names, endorsements, effective dates, waiver of subrogation, primary & non-contributory. Every requirement verified.
Manual COI review takes 20–45 minutes per certificate. Certgio does it in under 30 seconds with greater accuracy.
Every verification is timestamped and stored. If a claim ever comes, you have documented proof you performed due diligence.
Certgio verifies that a COI meets stated contractual requirements. It does not confirm real-time policy status with insurance carriers. Always consult your legal or risk management team for coverage decisions.
Start free, scale as you grow. No hidden fees, no surprises.
100% free for your vendors and their brokers to submit or update certificates.
Every plan includes
For small teams getting their vendors compliant
For growing teams managing vendors at scale
For larger operations with high vendor volume
A vendor is anyone you track — subcontractors, suppliers, tenants, tenant contractors.
For organizations with complex, multi-site needs
Start with 5 free checks. No credit card required.
Ready to buy? See plans You'll create an account first, then choose a plan.
Your 30-day trial holds the same 15 vendors as Solo — convert and keep every one of them.
Fair-use: heavy verification volume never locks your account or forces a plan change — we'll talk first.
Everything you need to know about Certgio
Our AI analyzes contracts and leases using advanced natural language processing to identify insurance requirements with 98% accuracy. It recognizes coverage types, limits, endorsements, and special provisions automatically. No manual reading required.
Create your free account and start verifying COIs in minutes.
No credit card required. Free to start.